Pearl Necklaces

For more than a century, Na Hoku has been Hawaii's source for fine pearl jewelry - and our pearl necklace collection reflects that history. Each piece is designed and crafted with real pearls and fine gold or shiny silver. Some designs feature details rooted in the natural beauty of the Pacific.

Na Hoku's Pearl Necklace Collection

Our collection spans every major pearl type: Tahitian pearl necklaces prized for their deep color and overtone complexity, luminous South Sea pearl necklaces in white and golden, classic Akoya pearl necklaces with mirror-bright luster, and freshwater pearl necklaces in a full range of shapes and sizes. Whether you prefer a clean pearl strand, a sculptural pendant, or a pearl choker accented in gold, each design starts with pearl quality as the foundation.

Pearl Necklaces Are For Any Occasion

A pearl necklace from Na Hoku can be worn as a daily signature, styled for a formal occasion, or given as a gift that carries real meaning. We offer designs for every milestone: anniversaries, weddings, graduations, Mother’s Day, and birthdays - chosen by people who want something that lasts.

Not finding what you are looking for? Contact our Na Hoku Customer Service Team or one of our store locations for more available pearl necklaces and strands.

Complete Your Look with Na Hoku

Pearl Jewelry: Shop Na Hoku’s pearl jewelry collection, including pearl earrings, rings, bracelets, and necklaces. Every piece is crafted with real pearls and fine gold, designed with island-inspired details made to last.

Pearl Earrings: Pair your pearl necklace with matching pearl earrings for a complete look. Na Hoku offers Tahitian, South Sea, Akoya, and freshwater pearl earrings in studs, drops, and hoops -designed to complement any necklace style.

Pearl Bracelets : Complete your look with a pearl bracelet designed to pair with Na Hoku’s necklace collection. Available in Tahitian, South Sea, Akoya, and freshwater pearl styles with gold accents.

Pearl Pendants: Layer pearl necklaces with a single pearl or drop pear pendant from Na Hoku for a cohesive, modern look for any occasion.

Hawaiian Heirloom Jewelry: Explore Na Hoku’s Hawaiian Heirloom collection - engraved gold jewelry inspired by Hawaii’s heritage and family traditions. A meaningful gift for milestone occasions alongside a pearl necklace.

Frequently Asked Questions

What is the difference between Freshwater, Akoya, Tahitian, and South Sea pearls?

Freshwater pearls are mostly solid nacre, grown primarily in China, and can range from 3–15 mm in white, pink, peach, and lavender. Akoya pearls are the classic, mostly round saltwater pearl from Japan (also China), known for mirror-bright luster, typically about 5–8mm. Tahitian pearls come from French Polynesia and are produced by the black-lipped oyster, known for naturally dark colors like black, peacock, green, and aubergine, usually 8–16 mm. South Sea pearls are the largest cultured pearls, grown mainly in Australia, Indonesia, and the Philippines, ranging about 9–20 mm, in white or naturally golden tones.

How do you tell if pearls are real?

One way is to rub the pearl lightly and very carefully against the edge of your front teeth. Real pearls feel slightly gritty due to their layered nacre structure, while imitation pearls feel perfectly smooth. Real pearls are also cool to the touch, slightly heavy for their size, and show small natural surface variations under close inspection.

What is the rarest pearl color?

Blue-colored pearls are among the rarest in the world. Naturally occurring blue Akoya pearls and certain blue-overtone Tahitian pearls are exceptionally uncommon. Most blue Akoya pearls used in jewelry today are color-treated rather than naturally blue. Among Tahitian pearls, the “peacock” overtone (a dark green with pink, purple or blue iridescence) is also highly prized for its rarity and depth of color.

How much should a pearl necklace cost?

Pearl necklace prices vary widely depending on the type of pearl, pearl size, luster and surface quality, metal used, and how many pearls are included in the design. Simple freshwater pearl necklaces or single-pearl pendants may start around $100, while fine strands of Akoya, Tahitian, or South Sea pearls can range from several hundred to several thousand dollars. Full pearl strands generally cost more than minimalist styles because they use more pearls and often require closer matching in size, shape, and color.

How do you determine the value of a pearl necklace?

Pearl value is assessed across several key factors: luster, surface quality, shape, color, size, nacre thickness, and matching throughout the necklace. Luster is considered the most important. High-quality pearls show a sharp, mirror-like reflection rather than a chalky or dull surface. Nacre thickness affects both durability and depth of glow, while well-matched pearls in size, shape, color, and luster can significantly increase the value of a necklace, especially in full strands.

How do you wear a pearl necklace?

A 16–18 inch pearl strand worn at the collarbone is one of the most versatile lengths—polished for formal events, yet understated enough for everyday wear. For a more modern look, layer a pearl choker or pendant with longer gold chains. Tahitian and South Sea pearl pendants also work well as standalone statement pieces because of their larger size and rich natural color.

How do you care for a pearl necklace?

A 16–18 inch pearl strand worn at the collarbone is one of the most versatile lengths - polished for formal events, yet understated enough for everyday wear. For a more modern look, layer a pearl choker or pendant with longer gold chains. Tahitian and South Sea pearl pendants also work well as standalone statement pieces because of their larger size and rich natural color.